Investment Support
Financial Incentives for Microinvestment

Microcredit Banking 

The Regional Government and the banking partners share the loan’s risk, allowing investors that have no access to credit through normal procedures to benefit from zero interest loans.

Loan limits:

  • Minimum loan amount: 1,000€.
  • Maximum loan amount: 20,000€.

Refund terms:

  • 4 Years refund period, 1 year grace period, for loans between 1,000€ and 5,000€;
  • 5 Years refund period, 1 year grace period, for loans between 5,000€ and 10,000€;
  • 7 Years refund period, 1 year grace period, for loans between 10,000€ and 20,000€.

Approved projects benefit from free monitoring by a designated economist. 

Applications are sent to the:

Regional Directorate for the Support of Investment and Competitiveness (DRAIC)

 LEGISLATION

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